Currency Converter

Convert between more than 160 currencies using daily reference exchange rates. If rates cannot be loaded, enter a rate manually.

Use the Currency Converter

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How to use the Currency Converter

  1. Enter the amount.
  2. Choose the currency to convert from and to, or press Swap.
  3. Read the converted amount and the rate in both directions.
  4. Check the update time shown above the converter.

About this tool

Rates come from a free public exchange-rate API (Exchange Rate API) and are refreshed about once a day, then cached in your browser. They are mid-market reference rates and do not include bank, card or transfer fees, so real-world amounts will differ. The API endpoint is configurable in the site settings.

Free to use. Your inputs are processed in your browser and are not sent to our servers. Results are estimates for general information; see the disclaimer.

Where the exchange rates come from

This converter uses daily reference exchange rates from ExchangeRate-API for more than 160 currencies, with the time of the last update shown above the tool. Rates are saved in your browser for up to six hours, so the tool keeps working if your connection drops. If live rates can't be loaded at all, you can enter a rate yourself.

Why your bank gives a different rate

The rates here are mid-market reference rates, which sit halfway between buying and selling prices. Banks, exchange companies, card providers and payment services usually give you a less favourable rate, and some also charge a fee. That's how they make money on currency exchange.

In Pakistan, you may also see different rates at banks and at open-market exchange companies. Always check the exact rate and fees before you send or exchange money.

How to work out the real cost of a conversion

Compare the rate you're offered with the mid-market rate. For example, if the mid-market rate were 280 rupees per US dollar and a provider offered 276:

  • The difference is 4 rupees per dollar.
  • 4 ÷ 280 × 100 = about 1.4% lost to the exchange rate.
  • On 1,000 dollars, that's about 4,000 rupees, plus any separate transfer fee.

These figures are only an example. Use the converter for today's rate, and the Percentage Calculator to find the difference.

Common uses

  • Freelancers: check what a payment in dollars, pounds or euros is worth in rupees before you accept a project.
  • Remittances: compare providers by how many rupees actually arrive, not just the advertised fee.
  • Shopping online: estimate the rupee cost of foreign prices, and remember card fees may be added.
  • Travel: plan a budget for the Gulf, UK, Europe or elsewhere.
  • Job offers abroad: convert the salary, then compare it with the cost of living there.

Tips for better results

  • Use Swap currencies to reverse the direction in one click.
  • Check the update time, as rates move during the day and the tool shows reference rates, not live trading prices.
  • For large amounts, ask several providers for a quote on the same day and compare the amount that would arrive.

To compare a foreign salary offer properly, convert it here and then use the Salary Calculator to see it per month or per hour.

Frequently asked questions

How often are rates updated?

The source publishes daily. The tool caches them for up to six hours to keep pages fast.

Why does my bank give a different rate?

Banks and card networks add a margin or fee to the mid-market rate.

What if I am offline?

Saved rates are used when available. Otherwise you can type a rate manually.

Why is my bank's rate different from this converter?

This tool shows mid-market reference rates. Banks and exchange companies usually offer a less favourable rate and may add fees, which is how they earn on currency exchange.

How often are the rates updated?

The source updates daily, and the time of the last update is shown above the converter. Your browser saves the rates for up to six hours.

Can I use it offline?

If rates were loaded recently, the saved rates are used. Otherwise, you can enter an exchange rate yourself.

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