Disclaimer
Important information about the tools, calculators and articles on this site.
Last updated: 5 November 2026
General information only
Everything on gmdkhantoolshub.github.io, including articles, calculators, generators and checkers, is provided for general informational purposes. It is not professional advice and should not be relied on as a substitute for advice from a qualified professional.
Calculators and estimates
Results from the salary, tax-estimate, loan, EMI, profit margin, currency and other calculators are estimates based on the values and formulas shown. Real-world outcomes depend on factors the tools cannot know, such as tax rules, lender fees, rounding conventions, bank exchange margins and your personal circumstances. Always confirm important figures with an accountant, lender, employer or other qualified source.
Career tools
The Resume Builder, Cover Letter Generator, ATS Resume Checker and LinkedIn Headline Generator are aids only. They do not guarantee interviews, job offers or any particular ranking in an applicant tracking system. The ATS Resume Checker is a heuristic and does not replicate any specific vendor's software. Make sure everything you submit is true and accurate.
Currency rates
Exchange rates are reference rates from a third party and may be delayed or differ from the rates offered by banks, card issuers or money-transfer providers.
Professional background
Information about my career is summarised from my CV for general information. It does not constitute an offer of services, and opinions in articles are my own and not those of any current or former employer.
Advertising and links
The site may display third-party advertisements and link to external websites. I do not control or endorse their content and am not responsible for products or services you obtain through them. Advertising does not influence tool results or editorial content.
No guarantee
I make no warranties about the completeness, reliability or availability of the site, and I accept no liability for any loss arising from reliance on it. See also the Terms and Conditions.
Learning, quizzes and career advice
The lessons, quizzes, interview guidance, daily thoughts and productivity tips in Learn & Grow are general information written for this site. They are not professional, legal, medical, financial or employment advice, and they do not guarantee results such as passing an exam or getting a job. Quiz questions are checked for general accuracy but facts can change, so confirm important information with an official source.
User stories and reviews
Stories in the People & Success Hub are personal accounts by the people who sent them. They are reviewed for our guidelines, but we do not verify every claim and they do not represent GM’s views or promises. Do not rely on a story as advice.
GM HCM
The GM HCM demo shows sample data and simple example calculations, including payroll. It is not a payroll, tax or legal service. Have an accountant confirm tax, overtime and deduction rules before using any figures in real payroll.