Terms & Conditions
The rules for using this website and its tools.
Last updated: 5 November 2026
By using gmdkhantoolshub.github.io (the “site”) you agree to these Terms and Conditions. If you do not agree, please do not use the site.
Use of the site and tools
The tools and content are provided free of charge for personal and professional use. You agree not to misuse the site, attempt to disrupt it, scrape it at a rate that harms its availability, or use it for unlawful purposes.
No professional advice
Calculators, generators and articles are for general information. They are not financial, tax, legal, accounting, employment or other professional advice. See the Disclaimer.
Accuracy and availability
I try to keep the tools accurate and working, but they are provided “as is” and “as available”, without warranties of any kind. Features may change or be removed without notice, and I do not guarantee uninterrupted or error-free operation.
Your content
You retain ownership of anything you enter into the tools. Because processing happens in your browser, I do not receive or store it. You are responsible for checking any output (such as a resume, letter or report) before you rely on or send it.
Intellectual property
Unless stated otherwise, the site design, text, code and branding are owned by Gmd Khan Niazi (Ghulam Mohiuddin Khan Niazi). You may share links to the site. You may not copy or republish substantial parts of the content without written permission. The QR code library is used under the MIT licence.
Third-party services and advertising
The site may display third-party advertising and use third-party services (such as analytics and exchange-rate data). Their use is governed by their own terms and privacy policies, and I am not responsible for them.
External links
Links to external websites are provided for convenience and do not imply endorsement.
Limitation of liability
To the fullest extent permitted by law, I am not liable for any loss or damage arising from your use of, or inability to use, the site or its tools, including decisions made using their results.
Governing law
These terms are governed by the laws of Pakistan, without affecting any mandatory consumer rights you have in your own country.
Changes and contact
I may update these terms at any time; continued use means you accept the changes. Questions: asmarkniazi@gmail.com.
People & Success Hub submissions
Stories sent to the People & Success Hub are reviewed by a person before anything is published. By submitting, you confirm the story is yours and true, that you have the right to share it, and that it contains no private information about others. We may edit for length, decline, or remove any submission, and we can block repeated misuse. Abusive, discriminatory, sexually explicit, misleading or promotional content is not allowed. You can ask us to remove your story at any time.
GM HCM
GM HCM pages describe human capital management software. The free demo uses fictional data and stores nothing. Paid plans, if and when they open, will be covered by the Subscription Policy and Refund Policy. Nothing on this site is a binding offer until we confirm availability and price in writing.
Kids Corner and children
Kids Corner is designed for children to use with a parent or carer nearby. It has no accounts, chat or adverts. Drawings are stored only on the device. Parents are responsible for supervising their children’s use of the internet.